I hereby certify that my yearly household income, encompassing the combined earnings of my family unit, including my spouse and unmarried children, exceeds 3,00,000/- (Rupees Three Lakhs Only). I further affirm that I do not fall under Low Income Group.

I affirm that I can understand English and the information and details I have provided are accurate, truthful, and that I have not omitted any relevant information.

I have read and agree to the Lender's Terms & Conditions and IT Act, 2000 and Privacy Policy.

I hereby give my consent to use my verified PAN from NSDL, previously associated with my loan through the PaywithRing app, and to share it with lending partners and their service providers for upcoming loan applications.

I/We hereby provide my/our consent and authorize the lender/associate lending partners and/or its affiliate partners of Paywith Ring applications to access my/our KYC records/information from the Central KYC Registry (CKYCR), download my "Know your Customer records/information from CKYCR. run credit checks on my behalf, obtain a credit report, and share the report with other lending partners for the purpose of performing customer due diligence in relation to the loan application.

I/We further declare that the records/information on the Central KYC Registry are updated and have not been subjected to any changes as of the date of this loan application.

I/We hereby agree and give consent to Si Creva Capital Services Private Limited (the 'Lender') and its associate lending partners to check my credit bureau information and use it for the purpose of evaluating my creditworthiness in relation to the loan application submitted to the Lender or its lending partners. I understand that the Lender may also report necessary information to credit bureaus as and when required.

I give RING consent to fetch my transaction details from my ongoing loan.