• Selfie • PAN Card • Aadhaar Card (Address Proof)
Loans Made Easy
Get RING Power Loans up to
₹5 lakhs* in 5 minutes!
- Personal Loans
- Business Loans
- Loan Against Property
50Mn+
App downloads
1Cr+
Loans disbursed
4.6+
Rated on Playstore
RING For Everything
RING Power Loans
Instant personal loan
From Loan to your own - in minutes
RING provides personal loans in a quick and hassle-free process. Whether it's for a dream wedding, an emergency, or an investment, our reliable credit offerings ensure that your financial demands are met.
- Simple Online Application
Apply for a personal loan in just a few taps—no paperwork, no hassle.
- Quick Disbursal
Get funds in minutes with our lightning-fast approval process.
- Trusted Finance Partner
As a top personal loan finance company in India, we deliver transparent, reliable support.
Loan Against Property
15,00,000 LAP loan
Your Dreams, Our Support
When possibilities knock, don't allow money hold you back. Use RING to turn your property into a stepping stone to success. As a trustworthy credit platform, we assist you in achieving your goals by providing the best secured loans that are tailored to your specific requirements.
- Unlock Big Loans
Use your residential or commercial property to secure up to 70% of your property value
- Attractive Rates
Get up to 15 lakhs at competitive interest rates and flexible terms for a stress-free borrowing experience.
- Quick and Easy Process
Apply with ease and get quick approval, making your loan experience seamless and hassle-free
Business Loans
5,00,000 personal loan
Taking your business to the next level involves more than just vision; it also demands adequate financial support. RING offers personalised business loans to help you soar to great heights.
- Unlock Business Potential
Get the funds you need to grow your business, expand operations, or invest in new opportunities, quickly and easily.
- Quick Verification
Share your Udyam number to skip the line and complete your verification within a few seconds.
- Affordable Loan Options
Benefit from competitive rates and flexible repayment terms, ensuring you get the best personal loan solution for your business needs.
Why Choose RING
Credit Up to Rs. 5 Lakhs
Avail of credit up to Rs. 5 lakhs with paperless KYC.
Flexible Repayment
Choose repayment periods from 3 to 60 months.
Instant Approval
Money transferred to your bank account in 5 minutes.
Zero Paperwork
100% Digital - Hassle-free process
No Collateral Required
Secure a loan without pledging any assets.
Transparent Terms
Know all costs upfront with no hidden charges.
Competitive Rates
APR ranges from 32% to 57% per annum.
Multi-Purpose Loans
Use your loan for personal or business purposes
Follow these simple steps to get started:
1
2
3
4
5
1
Verify Mobile Number
Enter your number on the RING app/website, receive an OTP, and verify.
Find the Right Personal Loan For You
Personal Loan for Travel
Fund your dream vacation and make unforgettable memories with our travel loans. From flights to hotels and everything in between, we’ve got you covered so you can focus on enjoying your trip.
Personal Loan for Students
Invest in your future or your child's education with our flexible education loans. Cover tuition fees, buy study materials, or enrol in that special course without financial stress.
Personal Loan for Home Renovation
Give your home a makeover without breaking the bank. Whether it’s a new kitchen, a fresh coat of paint, or an extension, our loans make it possible.
Personal Loan for Weddings
Make your special day even more magical with our wedding loans. Plan the perfect wedding without worrying about the expenses, from the venue to the honeymoon.
Blogs - Finance and More
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By RING App Founder & CEO, Ranvir Singh The relationship between banks and fintechs has been a topic of discussion for...
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For Financial Literacy Week, today, we dive into a topic that impacts everyone's financial journey: credit health. From getting a loan to renting an apartment, your credit health plays a crucial role in various aspects of your life.
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“Money cannot buy happiness”. We have heard this time and again. While this may be true to a large extent, it is equally true...
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Millennials, Gen Z and their use of BNPL
232%! That's the whopping increase in BNPL transactionsin 2021 among Gen-Z, and it's shaping the industry around us as we see it...
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10/04/2022
RBI’s Repo Rate Hike: How It Will Affect You?
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By RING App Founder & CEO, Ranvir Singh The relationship between banks and fintechs has been a topic of discussion for...
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For Financial Literacy Week we're focusing on empowering you with the knowledge to protect yourself from digital payment scams!..
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For Financial Literacy Week, today, we dive into a topic that impacts everyone's financial journey: credit health. From getting a loan to renting an apartment, your credit health plays a crucial role in various aspects of your life.
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06/27/2022
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“Money cannot buy happiness”. We have heard this time and again. While this may be true to a large extent, it is equally true...
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Millennials, Gen Z and their use of BNPL
232%! That's the whopping increase in BNPL transactionsin 2021 among Gen-Z, and it's shaping the industry around us as we see it...
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Amid soaring crude prices, rising inflation, and fears of an impending global recession, central banks across the world have raised...
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By RING App Founder & CEO, Ranvir Singh The relationship between banks and fintechs has been a topic of discussion for...
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For Financial Literacy Week we're focusing on empowering you with the knowledge to protect yourself from digital payment scams!..
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For Financial Literacy Week, today, we dive into a topic that impacts everyone's financial journey: credit health. From getting a loan to renting an apartment, your credit health plays a crucial role in various aspects of your life.
Financial Insights
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“Money cannot buy happiness”. We have heard this time and again. While this may be true to a large extent, it is equally true...
Financial Insights
09/11/2022
Millennials, Gen Z and their use of BNPL
232%! That's the whopping increase in BNPL transactionsin 2021 among Gen-Z, and it's shaping the industry around us as we see it...
Financial Insights
10/04/2022
RBI’s Repo Rate Hike: How It Will Affect You?
Amid soaring crude prices, rising inflation, and fears of an impending global recession, central banks across the world have raised...
Financial Insights
06/06/2023
Collaboration between Banks and Fintechs: The Future of Financial Services
By RING App Founder & CEO, Ranvir Singh The relationship between banks and fintechs has been a topic of discussion for...
Financial Insights
02/26/2024
How to avoid digital payment scams?
For Financial Literacy Week we're focusing on empowering you with the knowledge to protect yourself from digital payment scams!..
Financial Insights
02/29/2024
Unlocking Financial Freedom: The Importance of Credit Health
For Financial Literacy Week, today, we dive into a topic that impacts everyone's financial journey: credit health. From getting a loan to renting an apartment, your credit health plays a crucial role in various aspects of your life.
Financial Insights
03/01/2024
How Can You Master Your Money? Exploring Smart Financial Choices
Have you ever wondered how to master your money and achieve financial freedom? As we delve into RBI Financial Literacy Week, it's time to unlock the secrets of smart financial choices that pave the way to prosperity.
Financial Insights
06/27/2022
Financial Atmanirbharta – Why It Is Not Too Difficult To Achieve?
“Money cannot buy happiness”. We have heard this time and again. While this may be true to a large extent, it is equally true...
Financial Insights
09/11/2022
Millennials, Gen Z and their use of BNPL
232%! That's the whopping increase in BNPL transactionsin 2021 among Gen-Z, and it's shaping the industry around us as we see it...
Financial Insights
10/04/2022
RBI’s Repo Rate Hike: How It Will Affect You?
Amid soaring crude prices, rising inflation, and fears of an impending global recession, central banks across the world have raised...
Financial Insights
06/06/2023
Collaboration between Banks and Fintechs: The Future of Financial Services
By RING App Founder & CEO, Ranvir Singh The relationship between banks and fintechs has been a topic of discussion for...
Financial Insights
02/26/2024
How to avoid digital payment scams?
For Financial Literacy Week we're focusing on empowering you with the knowledge to protect yourself from digital payment scams!..
Financial Insights
02/29/2024
Unlocking Financial Freedom: The Importance of Credit Health
For Financial Literacy Week, today, we dive into a topic that impacts everyone's financial journey: credit health. From getting a loan to renting an apartment, your credit health plays a crucial role in various aspects of your life.
Financial Insights
03/01/2024
How Can You Master Your Money? Exploring Smart Financial Choices
Have you ever wondered how to master your money and achieve financial freedom? As we delve into RBI Financial Literacy Week, it's time to unlock the secrets of smart financial choices that pave the way to prosperity.
Financial Insights
06/27/2022
Financial Atmanirbharta – Why It Is Not Too Difficult To Achieve?
“Money cannot buy happiness”. We have heard this time and again. While this may be true to a large extent, it is equally true...
Financial Insights
09/11/2022
Millennials, Gen Z and their use of BNPL
232%! That's the whopping increase in BNPL transactionsin 2021 among Gen-Z, and it's shaping the industry around us as we see it...
Financial Insights
10/04/2022
RBI’s Repo Rate Hike: How It Will Affect You?
Amid soaring crude prices, rising inflation, and fears of an impending global recession, central banks across the world have raised...
Financial Insights
06/06/2023
Collaboration between Banks and Fintechs: The Future of Financial Services
By RING App Founder & CEO, Ranvir Singh The relationship between banks and fintechs has been a topic of discussion for...
Financial Insights
02/26/2024
How to avoid digital payment scams?
For Financial Literacy Week we're focusing on empowering you with the knowledge to protect yourself from digital payment scams!..
Financial Insights
02/29/2024
Unlocking Financial Freedom: The Importance of Credit Health
For Financial Literacy Week, today, we dive into a topic that impacts everyone's financial journey: credit health. From getting a loan to renting an apartment, your credit health plays a crucial role in various aspects of your life.
Financial Insights
03/01/2024
How Can You Master Your Money? Exploring Smart Financial Choices
Have you ever wondered how to master your money and achieve financial freedom? As we delve into RBI Financial Literacy Week, it's time to unlock the secrets of smart financial choices that pave the way to prosperity.
Got Questions? Let's get to them.
What are the minimum documents required for loan approval?
What other documents may be required basis my profile?
To complete Digital KYC, only your Aadhaar Card & PAN Card are required.
Is Income Proof like a Bank Statement necessary for availing loan?
Income Proof is not required for all customers. Only for some high value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.
Is there a requirement of security/guarantor?
No, we do not require any security or guarantor for approving your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.
More Questions
Discover Financial Freedom with Pay with Ring
At Pay with Ring, we believe in empowering your dreams with the financial flexibility you need. Whether it’s growing your business, meeting personal milestones, or taking the next big leap in life, we’ve got your back. As a trusted personal loan finance company in India, we offer seamless solutions to make your ambitions a reality.
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