• Selfie • PAN Card • Aadhaar Card (Address Proof)
Loans Made Easy
Get secured and unsecured loans up to
₹5 lakhs* in 5 minutes!
- Personal Loans
- Business Loans
- Insurance
53Mn+
Users
4000Cr+
Amount disbursed
4.6+
Rated on Playstore
One App, For Everything
Personal Loans
From Loan to your own - in minutes
We provides personal loans in a quick and hassle-free process. Whether it's for a dream wedding, an emergency, or an investment, our reliable credit offerings ensure that your financial demands are met.
- Simple Online Application
Apply for a personal loan in just a few taps—no paperwork, no hassle.
- Quick Disbursal
Get funds in minutes with our lightning-fast approval process.
- Trusted Finance Partner
As a top personal loan finance company in India, we deliver transparent, reliable support.
Personal Accident Insurance
Uncertain Times, Our Support
Protect yourself and your loved ones from life’s uncertainties with personal accident insurance - covering accidental death, permanent total disability, and permanent partial disability. Get a cover of up to ₹10 lakh, powered by Aditya Birla Health Insurance. Enjoy a simple journey: Download the app, choose your insurance plan, and secure your future in just a few easy steps.
- Bigger cover
Up to sum assured on Accidental Death
- Start instantly
Get covered in just 2-mins*
- Quick and Easy Process
Apply with ease making your insurance experience seamless and hassle-free
Business Loans
Taking your business to the next level involves more than just vision; it also demands adequate financial support. RING offers personalised business loans to help you soar to great heights.
- Unlock Business Potential
Get the funds you need to grow your business, expand operations, or invest in new opportunities, quickly and easily.
- Quick Verification
Share your Udyam number to skip the line and complete your verification within a few seconds.
- Affordable Loan Options
Benefit from competitive rates and flexible repayment terms, ensuring you get the best personal loan solution for your business needs.
Why Choose Us
Credit Up to Rs. 5 Lakhs
Avail of credit up to Rs. 5 lakhs with paperless KYC.
Flexible Repayment
Choose repayment periods from 3 to 60 months.
Instant Approval
Money transferred to your bank account in 5 minutes.
Zero Paperwork
100% Digital - Hassle-free process
No Collateral Required
Secure a loan without pledging any assets.
Transparent Terms
Know all costs upfront with no hidden charges.
Competitive Rates
APR ranges from 32% to 57% per annum.
Multi-Purpose Loans
Use your loan for personal or business purposes
Follow these simple steps to get started:
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Verify Mobile Number
Enter your number on the RING app/website, receive an OTP, and verify.
Find the Right Personal Loan For You
Personal Loan for Travel
Fund your dream vacation and make unforgettable memories with our travel loans. From flights to hotels and everything in between, we’ve got you covered so you can focus on enjoying your trip.
Personal Loan for Students
Invest in your future or your child's education with our flexible education loans. Cover tuition fees, buy study materials, or enrol in that special course without financial stress.
Personal Loan for Home Renovation
Give your home a makeover without breaking the bank. Whether it’s a new kitchen, a fresh coat of paint, or an extension, our loans make it possible.
Personal Loan for Weddings
Make your special day even more magical with our wedding loans. Plan the perfect wedding without worrying about the expenses, from the venue to the honeymoon.
Our Investors
Mother’s Day 2024: Top 5 money lessons you can learn from your mother
Read more
Fintech Platform RING Raises INR 100 Cr in Debt from Trifecta Capital
Read more
Consumer lending startup RING raises Rs 100 crore in debt from Trifecta Capital
Read more
Digital lending platform RING absorbs Rs. 100 crore from Trifecta Capital as Debt
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Fintech start-up RING raises ₹100-cr debt from Trifecta Capital
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Ring Raises Rs 100 Crore In Venture Debt From Trifecta Capital
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Got Questions? Let's get to them.
What are the minimum documents required for loan approval?
What other documents may be required basis my profile?
To complete Digital KYC, only your Aadhaar Card & PAN Card are required.
Is Income Proof like a Bank Statement necessary for availing loan?
Income Proof is not required for all customers. Only for some high value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.
Is there a requirement of security/guarantor?
No, we do not require any security or guarantor for approving your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.
More Questions
Discover Financial Freedom with Pay with Ring
At Pay with Ring, we believe in empowering your dreams with the financial flexibility you need. Whether it’s growing your business, meeting personal milestones, or taking the next big leap in life, we’ve got your back. As a trusted personal loan finance company in India, we offer seamless solutions to make your ambitions a reality.
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