RING Credit Pulse is a feature that allows users to monitor their credit score, simulate how it might change in the future, and understand the factors that influence it.
Credit Pulse?
Monitor & boost your credit score
Check your score instantly
Track & improve your credit health
What’s in Credit Pulse?
Credit score monitoring
Credit score monitoring helps you track changes in your credit score and spot any errors or suspicious activity early. Regular monitoring ensures you stay informed about your credit health, make timely improvements, and boost your chances of securing loans on better terms.
Credit score simulator
Credit Score Simulator lets you explore how financial actions — like paying off debt, taking a new loan, or reducing credit card usage — could impact your credit score. This helps you to make informed decisions and plan steps to improve their credit health effectively.
Understand credit score factors
Understanding credit score factors helps you to learn what influences your score — like payment history, credit utilization, credit age, credit mix, and new credit inquiries. Knowing these factors help you to manage your finances wisely and maintain a strong credit profile.
How to avail Credit Pulse?
1
Download the RING app
2
Avail Power Loan on RING app
3
Select Credit Pulse when you pay your first EMI
4
Get ready to monitor & boost your credit score
Got Questions? Let's get to them.
What is RING Credit Pulse?
How to avail the benefits of RING Credit Pulse?
Users can avail the benefits of Credit Pulse by opting in while paying their first EMI after taking a loan through the RING platform.
Can I avail RING Credit Pulse without taking a loan?
No, Credit Pulse is only available to users who have availed a loan. It becomes accessible during the first EMI payment process.
Is there a minimum credit score required to avail Credit Pulse?
No, there is no minimum credit score required. Any user who has taken a loan can opt in for Credit Pulse regardless of their current credit score.
Less Questions
