Merchant Referral Program

What is Refer and Win?

You can win rewards up to 5000 per month by referring your merchant friends to the RING merchant app. A referral is considered completed and successful when your friend onboards on the app successfully and also onboards a user through his yellow QR.


  • Merchant should be a first time user on the RING merchant app.
  • Merchant should not be a user on the RING user app.
  • Existing registered users or merchants even after uninstalling and reinstalling from a link will not be considered as referral.

Steps to Refer and Win:

  • Share the invite link to download the ring merchant app OR Ask your merchant friend to download the app and enter your referral code
  • Ask your merchant friend to register using his mobile number and link his bank account.
  • Our representative will visit your friends shop and get him onboarded to the merchant app
  • After a successful onboarding of your merchant friend, a partial referral reward of Rs.100 will be credited to your merchant app.
  • The remaining reward of Rs.100 will be credited after a successful onboarding of a user by merchant friend, through the yellow QR.

Terms & Conditions

  • There is no limit on the number of people with whom you can share your referral link.
  • You can win referral rewards for a maximum of 100 referrals in a month.
  • You and your friend will be eligible for referral reward only if all of the conditions are met:
    1. Your friend should have clicked on the shared invite link OR applied your referral code before linking their bank account.
    2. Your friend should complete at least 1 Eligible user onboarding, within 7 days after clicking on your referral link.
  • Eligible Signups: An eligible signup is defined as a new user who has signed up using merchant's credit QR and meets the following requirements:
    1. The new user has provided accurate and complete information during the signup process.
    2. The new user has agreed to the terms and conditions and has accepted the credit limit assigned.
    3. The new user is not an existing user or an employee.
  • The cashback reward will be credited to the merchant's RING for Business bank account within 24 hours of the eligible transaction.
  • Disqualification: RING reserves the right to disqualify any merchant who violates the terms and conditions or engages in fraudulent activities to claim the reward.
  • Modifications: RING may modify, suspend, or terminate the offer or change the terms and conditions at any time without prior notice to merchants.

Prohibited Activities:

  • Using spam or unsolicited emails to promote the program.
  • Creating fake or fraudulent signups.

Important Notice!

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